Monday, January 16, 2017

BHIM Payments App - Download Training Guide in PDF

BHIM (Bharat Interface for Money) is a Mobile App developed by National Payments Corporation of India (NPCI), based on the Unified Payment Interface (UPI). It was launched by Narendra Modi, the Prime Minister of India, at a Digi Dhan programme at Talkatora Stadium in New Delhi on 30 December 2016. It has been named after Bhim Rao Ambedkar and is intended to facilitate e-payments directly through banks and as part of the 2016 Indian banknote demonetisation and drive towards cashless transactions.

This UPI app supports all Indian banks which use that platform, which is built over the Immediate Payment Service infrastructure and allows the user to instantly transfer money between the bank accounts of any two parties. It can be used on all mobile devices.

BHIM allow users send or receive money to other UPI payment addresses or scanning QR code or account number with IFSC code or MMID (Mobile Money Identifier) Code to users who do not have a UPI-based bank account.

BHIM allows users to check current balance in their bank accounts and to choose which bank account to use for conducting transactions, although only one can be active at any time.

Users can create their own QR code for a fixed amount of money, which is helpful in merchant — seller — buyer transactions.They can also have more than one payment address.

  1. Bharat Interface for Money (BHIM) is an app that lets you make simple, easy and quick payment transactions using Unified Payments Interface (UPI). You can easily make direct bank to bank payments instantly and collect money using just Mobile number or Payment address. Service available are as follows:
  2. Send Money – Using this option, you can send money to anyone using Virtual Payment Address (VPA), Account no & IFSC and QR Scan.
  3. Request Money – Using this option, you can collect money by entering Virtual Payment Address (VPA). Additionally through BHIM App, one can also transfer money using Mobile No. (Mobile No should be registered with BHIM or *99# and account should be linked).
  4. Scan & Pay- Using this option, you can pay by scanning the QR code through Scan & Pay & generate your QR option is also present.
  5. Transactions – Using this option, you can check transaction history and also pending UPI collect requests (if any) and approve or reject. You can raise complaint for the declined transactions by clicking on Report issue in transactions.
  6. Profile – Using this option, you can view the static QR code and Payment addresses created. You can also share the QR code through various messenger applications like WhatsApp, Email etc. available on phone and can also download the QR code.
  7. Bank Account – Using this Option, you can see the bank account linked with your BHIM App and its PIN status. You can set/change your UPI PIN. You can also change the bank account linked with BHIM App by clicking Change account provided in Menu. Also you can check Balance of your linked Bank Account by clicking “REQUEST BALANCE”.
Download BHIM App for Android Phone from Play Store: Click Here (Official App link)

How to access BHIM:
First Time User:
Step 1: Download and Install BHIM app from Google Play store

Step 2: Select your preferred language.

Step 3: Select SIM which has mobile number that is registered with bank CBS 4

Step 4: Login by setting a 4 digit application password

Step 5: Link your bank accounts using bank account option

Step 6: Set your UPI PIN by providing last 6 digits of debit card and expiry date of debit card

Step 7: Visit Profile option and set virtual payment address (VPA)s (2 virtual payment address (VPA)s are allowed per user 1. mobno@upi, 2. name@upi)

Step 8: Set one virtual payment address (VPA) as a primary virtual payment address (VPA) ( Ex. name@upi can be primary virtual payment address (VPA) making it easy to share with others)

Step 9: QR code feature is available, by using Scan and Pay option send and collect money anytime

Step 10: Send, receive, collect money using virtual payment address (VPA), Account number + IFSC ,Scan and Pay option

Download link: BHIM Training Guide

Download Surya Namaskara Poster or Primer

Meaning of Surya Namaskar Mantras:

Aum Mithraaya Namaha                                                 The Friend of All
Aum Ravaye Namaha                                                      Praised by All
Aum Sooryaaya Namaha                                                 The Guide of All
Aum Bhaanave Namaha                                                  The Bestower of Beauty
Aum Khagaaya Namaha                                                 The One who moves quickly in the Sky
Aum Pooshne Namaha                                                    The Nourisher of All
Aum Hiranya Garbhaaya Namaha                                   The Bright center of All Energy
Aum Mareechaye Namaha                                               The Destroyer of disease
Aum Aadityaaya Namaha                                                 The Inspiring
Aum savitre Namaha                                                        The Benevolent Mother
Aum Arkaaya Namaha                                                      The One who is fit to be praised
Aum Bhaaskaraaya Namaha                                             The Illuminator
Aum Sri Savitre Soorya Naarayanaaya Namaha              The Creator, Preserver and Destroyer of All

To list some of the benefits of Suryanamaskar:

Tones up the digestive system by the alternate stretching and compression of abdominal organs. It activates digestion and gets rid of constipation and dyspepsia.

Strengthens abdominal muscles.

Thoroughly ventilates the lungs, and oxygenates the blood.

Acts as detoxifying agent, by getting rid of enormous quantity of carbon dioxide and other toxic gases.
Tones up the nervous system and improves memory.

Promotes sleep and calms anxiety.

Normalizes the activity of the endocrine glands – especially the thyroid gland.

Refreshes the skin. Prevents Skin disorders.

Improves muscle flexibility.

In women, stimulates the breasts to help firmness normally. Restores any lost elasticity, through stimulation of glands and the strengthening of pectoral muscles.

Suppresses menstrual irregularity and assists in easy childbirth.

Prevents loss of hair and graying.

Helps reduce fat.

Reduces abnormal prominence of the Adam’s apple.

Eliminates unpleasant smells from the body.

Lends grace and ease of movements to the body.

Revives and maintains the spirit of youthfulness.

Broadens chest and beautifies arms.

Makes the spine and waist flexible.

Produces health, strength, efficiency and longevity.

Download Link: Surya Namaskara Poster